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(949) 565-2705 [email protected]

Los Angeles Mortgage Loan Originator

Local guidance for Los Angeles buyers, homeowners, and investors — with your loan shopped across the wholesale market.

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Serving all of California — see programs, licensing and other California cities.

Mortgage Loan Originator Serving Los Angeles, CA

Andrew Baker is a licensed mortgage loan originator serving Los Angeles and the greater Los Angeles County area. With access to 175+ wholesale lenders through West Capital Lending, Andrew shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Baker Lending Powered by West Capital Lending, Inc. delivers competitive rates backed by personal service. The LA market is one of the most diverse in the country, with everything from FHA-eligible units in the Valley to $5M+ estates in the hills.

Loan Programs

Conventional (3% down)
FHA (3.5% down, 580 score)
VA (0% down, no MI)
Jumbo (above $806,500)
HELOC & HELOAN
DSCR Investor Loans
Bank Statement (self-employed)

Why Baker Lending Powered by West Capital Lending, Inc.

✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
Get a Free Los Angeles Quote

Andrew Baker · NMLS 2688601 · (949) 565-2705

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Site Map & Service Areas
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Areas We Serve
Alabama · Arizona · Arkansas · California · Connecticut · Delaware · Florida · Idaho · Iowa · Kansas · Kentucky · Maine · Massachusetts (investment only) · Michigan · Minnesota · Missouri · New Hampshire · New Jersey (investment only) · North Carolina (investment only) · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island (investment only) · South Carolina (investment only) · South Dakota · Tennessee · Texas · Virginia · Washington · Wisconsin · Wyoming