Loan Programs
Every program I offer in one place. As a broker with access to 175+ wholesale lenders, I match you to the program that fits — not the one product a bank happens to sell.
Purchase & Refinance
Conventional Loans
Fannie Mae & Freddie Mac
Financing with as little as 3% down and mortgage insurance that drops off at 80% LTV. Eligible for primary, second home, and investment properties.
FHA Loans
Government-Insured
Built for buyers with lower credit scores or a limited down payment, with more forgiving qualifying guidelines and 100% gift funds allowed.
VA Loans
Earned Military Benefit
Zero down payment, no monthly mortgage insurance, and competitive rates for veterans, active duty service members, and qualifying spouses.
Jumbo Loans
Above the Conforming Limit
Financing above $806,500 and up to $3M+, where guidelines and pricing vary widely from one lender to the next.
Home Equity
HELOC & Home Equity Loans
Second Lien
Access your equity with a revolving line of credit or a fixed-rate lump sum, while keeping your existing first mortgage in place.
HEI / HEA
No Monthly Payments
Access your home's equity without monthly payments or interest. No income verification, no credit score requirement, and you keep full ownership.
Reverse Mortgages
Age 62 and Older
Convert equity into cash, a line of credit, or monthly income with no required monthly mortgage payment while you live in the home.
Investor & Self-Employed
DSCR Investor Loans
Qualify on Rental Income
Investment property financing qualified on the property's rental income rather than your personal income. No tax returns or employment verification.
Bank Statement Loans
For the Self-Employed
Qualify using 12 or 24 months of bank deposits instead of tax returns — built for business owners, contractors, and commission earners.
Ready to Get Started?
Fill out our quick form or apply directly through one of our lender portals.