Huntington Beach Mortgage Loan Originator
Local guidance for Huntington Beach buyers, homeowners, and investors — with your loan shopped across the wholesale market.
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Serving all of California — see programs, licensing and other California cities.
Mortgage Loan Originator Serving Huntington Beach, CA
Andrew Baker is a licensed mortgage loan originator serving Huntington Beach and the greater Orange County area. With access to 175+ wholesale lenders through West Capital Lending, Andrew shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Baker Lending Powered by West Capital Lending, Inc. delivers competitive rates backed by personal service. Huntington Beach offers everything from starter condos to beachfront estates. VA loans are popular given the proximity to military installations.
Loan Programs
✓ Conventional (3% down)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
Why Baker Lending Powered by West Capital Lending, Inc.
✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
Get a Free Huntington Beach Quote
Andrew Baker · NMLS 2688601 · (949) 565-2705
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