West Capital Lending

An Irvine, California-based mortgage broker and direct lender with access to 175+ wholesale lenders.

West Capital Lending

Our Brokerage

West Capital Lending is an Irvine, California–based mortgage broker and direct lender founded in 2016. With access to 175+ wholesale lenders, West Capital Lending delivers competitive rates and flexible loan options across 43 states and Washington, D.C. — from conventional and FHA to VA, DSCR, non-QM, fix-and-flip, commercial, and reverse mortgages. Named Rocket Pro TPO's #1 Partner in 2023 and BBB A+ accredited, the brokerage has funded over $2.7 billion in loans while maintaining a 4.8-star rating across thousands of verified reviews.

$2.7B+
Loans Funded
43
States + D.C.
175+
Lender Partners
A+
BBB Rating
Rocket Pro TPO #1 Partner 2023 BBB Accredited Since 2021 NMLS #2688601 · 1566096 · 203003 DRE #02389003 · 02022356
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What Clients Say About West Capital Lending

Real reviews from Experience.com, Zillow, BBB, Google, and more.

4.8 · 3,700+ reviews on Google
A+ BBB Accredited
4.8 on Yelp · 164 reviews

I am extremely satisfied with West Capital Lending. My loan officer and his team made my refinance process simple, easy, and efficient. They were all knowledgeable, helpful, and genuinely nice people. I highly recommend them.

BBB
Verified Customer
BBB · Better Business Bureau

Our refinance went incredibly smooth and the team gave us fantastic customer service. They were extremely knowledgeable and helpful, and made us feel like our success was what mattered most to them.

YLP
Verified Customer
Yelp · 5 Stars

The entire process was incredibly easy — started and closed in about 72 hours. Everything was done online. The loan officer was extremely patient and answered all my questions without hesitation. West Capital gets a big thumbs up from us.

TP
Verified Customer
Trustpilot · 5 Stars

From start to finish, everything was smooth, fast, and exactly as described. Communication was outstanding — we were informed every step of the way and everything was explained clearly. Couldn't have asked for a better experience.

GGL
Verified Customer
Google · 5 Stars

Our loan officer beat out fourteen other companies and closed our HELOC in just four days. The service was excellent from start to finish. I would highly recommend West Capital Lending to anyone.

CA
Verified Customer
ConsumerAffairs · 5 Stars

The process was simple and quick — only 15 days from start to finish. I trusted that my loan officer had my best interest at heart throughout everything, and that is quite rare with these types of transactions.

BBB
Verified Customer
BBB · Better Business Bureau
Experience.com Zillow BBB Yelp

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