Des Moines Mortgage Loan Originator
Local guidance for Des Moines buyers, homeowners, and investors — with your loan shopped across the wholesale market.
Serving all of Iowa — see programs, licensing and other Iowa cities.
Mortgage Loan Originator Serving Des Moines, IA
Andrew Baker is a licensed mortgage loan originator serving Des Moines and the greater Polk County area. With access to 175+ wholesale lenders through West Capital Lending, Andrew shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Baker Lending Powered by West Capital Lending, Inc. delivers competitive rates backed by personal service. Des Moines is the state capital and Iowa's largest metro, and Baker Lending Powered by West Capital Lending, Inc. can originate the full range of conventional, government, jumbo, and Non-QM programs there.
Loan Programs
✓ Conventional (3% down)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
Why Baker Lending Powered by West Capital Lending, Inc.
✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in Iowa and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in Iowa and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
Get a Free Des Moines Quote
Andrew Baker · NMLS 2688601 · (949) 565-2705
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